You're ahead this month. The one leak is dining out. Shift half to your goal and you're set by October.
AI Personal Finance
Read your
Money.
Watch It
Grow.
GroFunds is the AI personal finance app that reads your spending, forecasts your cashflow, and tells you what to do this week. You never have to ask.
+$486
Net positive, trending up
Safe to payday
Comfortably above your buffer all month
Move $120 to your Emergency Fund
Reach target 1 month soonerLow
Spending steady, buffer healthy
The problem
Most finance apps just record what already happened.
You log a coffee. You log rent. And then… nothing. No app actually answers the only questions that matter: Am I safe? Will I run out of money? What should I do this week?
The solution
GroFunds answers them for you.
It reads your spending, runs the math, and turns it into a clear answer before you even think to ask. The three questions, answered every day:
Am I safe?
A live risk read and a safe amount to spend, so you always know exactly where you stand.
Will I run out?
A cashflow forecast to payday that flags the low point before it ever hits.
What should I do?
Glint surfaces the single most valuable move worth making this week.
Meet Glint
Insight, not a chatbot.
Glint is your editor. It reads the numbers our engines compute and surfaces the one thing worth knowing, in your tone, on a card, right when it matters. You never have to ask the right question.
Glint's Take
You're cashflow positive and ahead on savings, nice work. The real leak is dining out, up 38% this month. Shift even half of that to your goal and your emergency fund is funded by October.
Cashflow · Month to date
+$486
Net positive and trending up. Projected low point is $212 on the 28th, comfortably above your buffer.
How it works
Three steps. That's it.
01
Add your money
Create wallets, import a CSV, or just snap receipts. Do it by hand or let AI handle it, your call.
02
GroFunds does the math
Deterministic engines compute your cashflow, forecast, risk, and budget. The numbers are never guessed by AI.
03
Glint tells you what to do
Insight cards explain in plain language what’s happening and the one thing worth doing this week.
What you get
An editor for your money.
01
Financial Health Score
One number that tells you if you’re okay. It’s a live read on your cashflow, savings, emergency fund, goals, debt, and spending, all in one.
02
AI insight cards
Glint reads your spending and tells you what actually matters right now, from cashflow status to forecast, risk, and your best move this week. No chatbot to interrogate.
03
Cashflow forecast
See whether you’ll run out of money before payday. A real cashflow line projected from your recurring income and bills.
04
AI receipt & statement parsing
Snap a receipt or paste a statement. GroFunds extracts, categorizes, and files every transaction for you.
05
Goals & debts
Set a goal with a target date, or watch your debt recede payment by payment. The plan recalculates as life changes.
06
Shared workspaces
Track money with a partner or family. Shared wallets, synced changes, and a plan for every member, built in from day one.
Encrypted in transit
Every request travels encrypted over HTTPS, end to end.
AI you can trust
Glint sees only what a task needs, and never trains outside models on your data.
Biometric App Lock
Lock the app behind your fingerprint or face — only you get in.
You own your data
Export it all to CSV, or delete everything, anytime.
Privacy & trust
Your money is personal. We treat it seriously.
The road ahead
GroFunds is just getting started.
Upcoming features
GroFunds on iPhone
The full app on iOS, with the same account, same data, and same Glint.
Custom categories
Build your own categories beyond the defaults, your way.
Spoken in your language
GroFunds beyond English, in the world’s most spoken languages.
Deeper insights
Spending trends over time, how fast your debt is shrinking, and milestone moments.
This is our direction, not a promise. Features and timing may change as we build.